Your income changes from shift to shift. Understanding it shouldn’t.
Tip Income & Shift Insights is a thoughtfully designed Excel workbook created for tipped workers whose earnings don’t always arrive in one simple paycheck. Track your hours, sales, cash tips, card tips, tip-outs, other tips, and paychecks—then let the workbook turn those details into information you can actually use.
Whether your card tips are paid after your shift, deposited onto a tip card, or included on your paycheck, the workbook helps you see what you earned, what you actually took home, and where your strongest earning patterns appear.
Use it to:
Track earnings from every shift
Calculate net tips, tip percentage, and effective earnings per hour
Record how card tips are delivered
Compare expected paycheck tips with the amount shown on your pay stub
Estimate a personal tax set-aside and after-tax tip income
Review monthly totals, goals, and year-to-date progress
Compare earnings by weekday, shift type, and workplace
Identify which shifts consistently earn their place on your schedule
Set up your preferences once, enter each shift, and let the workbook handle the calculations and insights automatically.

